Sezzle is a payment solution that gives you the freedom to buy now and pay later – with no interest! When you complete a purchase with Sezzle, the merchant will process your order just like you paid in full, but you will have only paid a fraction of the cost.
Sezzle is a payment solution that empowers you to “Buy Now and Pay Later” with simple, interest-free installment plans.We break down the total cost of your purchase into smaller payments, spread over at least six weeks. As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart.
No interest or processing fees are charged to you – as long as you pay everything off on time, you only pay for what you ordered!
Once you’re ready to check out, select Sezzle as a payment method. If you’re a returning shopper, you’ll just need to log in. If you’re a new shopper, we’ll walk you step-by-step through creating an account and linking a payment method.
After you’re approved and you complete checkout, the merchant will ship your products just like they would with any other payment method.
You will be notified at checkout what sort of payment plan you’re approved for, including how much is due upfront and when the next payments are due. We’ll charge the first installment amount the day that you place your order, and the rest will be automatically scheduled. Don’t worry – we’ll send you text and email reminders, so there aren’t any surprises!
Who can use Sezzle?
To use Sezzle, you must be 18 years or older* and have a valid phone number based out of India.
You will also need to have an email address as well as a payment method ready at checkout – we accept all major credit cards and debit cards from four banks (Canara Bank, Kotak Mahindra Bank, ICICI Bank & Citibank) and you can also link your UPI directly
To get signed up, you will need to have a working phone number based out of India, as well as a payment method (debit/credit card or UPI Id) to link to your account.
To get signed up, click here, or to get started shopping, check out our Store Directory here!
We collect your first payment when you place the order with the merchant. You’re always notified of the amount upfront, which could be as little as 25% of your total order cost.
The remaining payments will be spread out over your repayment schedule – you can always view the dates and amounts by logging into your Sezzle Shopper Dashboard, which you can access by clicking here.
No catch here! Sezzle is completely interest-free for shoppers because we’re committed to financially empowering the next generation.
Merchants pay us a fee, so you have the freedom to buy now and pay later. As long as you pay your installments on time, you’ll only pay for what you ordered—free from interest and processing fees!
We understand that life can throw some curveballs – so if you can’t make a payment on an order, we even let you reschedule a payment for free. If you need to make further reschedules, each one will be assessed a ₹100 fee.
If a payment does fail, usually due to a card being canceled or there not being enough funds available in your account at the time, a ₹200 failed payment fee will be added on to that payment.
This is separate from any overdraft fees your bank may charge you. We do send you text and email notifications to make sure you’re never surprised, and if you get the failed payment resolved within 48 hours of it failing, we’ll even waive that fee.
Once a fee has been paid, there is no way to reverse it.
Checking out with Sezzle is fast and easy. Here’s how it works:
- Select Sezzle at checkout.
- Log into your account. Or, create an account and add your payment method.
- Keep your phone nearby! We’ll send a one-time password to your mobile phone to help you check out securely.
- Understand your order. Once approved, you’ll see a breakdown of your order, including how much is due upfront and how much is due with each future payment.
Complete the rest of the checkout process as normal. You’ll receive an email from Sezzle confirming your order. If you have questions about your order, or you want to check on payment amounts and due dates, simply log into your Sezzle dashboard.
Your security is of utmost importance to us, which is why we undergo quarterly scans and yearly audits to ensure your data is safely stored in our systems – and to maintain compliance at the highest level in the Payment Card Industry (PCI): PCI Level 1.